First-Time Homebuyers

Help For First-Time Homebuyers

2018 First Front Door Program

First Front Door (FFD) can help qualified first-time homebuyers with closing costs and down payment. For Every $1 you contribute, FFD will provide $3 in assistance, up to $5,000.

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First-Time Homebuyer Grants

The National Association of Realtorsreported that the “most difficult step in the home buying process was saving for a down payment,” as cited in their 2015 Profile of Home Buyers and Sellers*.

There is a solution

Our Down Payment Assistance (DPA) programs which provide down payment assistance in the form of a non-repayable grant.

  1. Down payment and/or closing cost assistance grant, up to 5% of the loan amount.
  2. DPA grant never has to be repaid.
  3. Affordable interest rates and variety of grant levels.
  4. FHA, VA, USDA and Conventional mortgage loan options.
  5. Not limited to first-time homebuyers.

Loan Programs for First-Time Homebuyers

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

30-Year Loan

The most secure loan program. Lock in a low payment and sleep tight knowing your rate will not change.

VA Loan

An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI.

Not sure which program is right for you? Contact one of our specialists today! First Heritage can get you pre-qualified and find you the loan that best meets your needs.

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Customer Testimonial

The application process was super simple and a mortgage loan officer walked me through everything from beginning to end. Great people!- John H.